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Education loan

Education loan

The education loan is really a government-guaranteed loan that you need to pay off. If Kela offers you that loan guarantee you are able to submit an application for that loan at a bank of one’s option.

Considering that the loan is guaranteed by Kela there is no need to put on any kind of protection. The mortgage guarantee is valid for up to three decades through the first disbursement of loan funds.

The attention payable from the loan additionally the payment routine are agreed between you and the financial institution.


You may get a national federal government guarantee for a student-based loan if you should be being compensated a report grant by Kela or a grown-up education allowance because of the Employment Fund. Learn grant is recognized as to mean other types of research grant compared to additional allowance for the purchase of research materials.

Also you may qualify for a loan guarantee in the following situations if you are not paid a study grant:

  • You will be 18 or 19 years of age, your home is by having a parent, you are in top education that is secondary and you also cannot get a report grant due to parental earnings. That loan guarantee can, nonetheless, be issued.
    • If you should be under 17 and live having a moms and dad, you can not get that loan guarantee.
  • You will be under 17 rather than coping with a moms and dad, and you’re maybe maybe not entitled to other types of research grant because son or daughter advantage is purchased you. You will be eligible for a federal government guarantee in case the parents’ mixed income is lower than EUR 64,400 each year.
  • If you pursue a Bachelor’s degree in army sciences during the nationwide Defence University or you pursue the fundamental program in one component for edge guards at the Border and Coast Guard Academy or the first area of the basic program in two parts for edge guards, that loan guarantee may be issued, you cannot get a report grant because you receive daily allowance when it comes to period of study from your own college. (suite…)
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