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Buying a brand new house is a thrilling time, and we’re here to assist you gather most of the necessary papers and demands needed whenever qualifying for a home loan.

Buying a brand new house is a thrilling time, and we’re here to assist you gather most of the necessary papers and demands needed whenever qualifying for a home loan.

Prequalification

When you’re ready to shop for a house, it is possible to show you are a severe customer by finding a prequalification page. A prequalification is an assessment of one’s creditworthiness predicated on your earnings, assets, debts, and credit use that is past. By assessing these facets, Flagstar Bank will allow you to be eligible for a a true mortgage loan and discover exactly how much you really can afford to borrow. Prequalification is just the step that is first the home loan procedure and will not add an analysis of one’s credit history or your capability to shop for a house.

TO HAVE A PREQUALIFICATION, YOU WILL WANT TO OFFER:

  • Your recognition, together with your Social Security quantity
  • Employment verification: a thirty days of pay stubs, w-2s, or 1099 types going back 2 yrs
  • Bank statements going back 8 weeks

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